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Sr. No. Particular 31-03-2019 31-03-2020 31-03-2021
1 Capital 227.17 221.61 217.43
2 Reserves 3294.3 3584.90 3856.64
3 Net Worth 2351.26 2750.17 2843.56
4 Working Capitals 22890.01 26488.64 29091.53
5 Net Profit 300.00 285.00 290.00
6 Provision for Standard Assats 64.45 68.45 68.61
7 Total Deposits 19962.45 23279.93 25668.80
  Decrease / Increase (%) 9.17% 16.62% 10.26%
8 Total Advances 14448.08 14622.90 13716.45
  Decrease / Increase (%) 15.50% 1.19% -6.20%
9 Priority Sector Advances 8586.55 9512.99 8994.63
  % of Total Advances 68.73% 65.06% 65.57%
10 Credit / Deposit Ratio 72.39% 62.81% 53.44%
11 Total Investments 7006.25 9402.4 13358.39
12 SLR Investments 4379.93 6319.59 9803.74
  % of Total Investments 62.51% 67.21% 73.39%
13 Average cost of funds 6.96% 5.66% 5.89%
14 Average cost of Deposits 6.38% 6.56% 6.52%
15 Average yield on Advances 10.45% 10.41% 10.11%
16 Business per Employee 882.39 971.87 1193.49
17 Gross NPA 136.11 108.65 277.46
  % of Gross Advances 0.94% 0.74% 2.02%
18 Capital Adequacy Ratio 14.81% 16.41% 17.79%
19 Staff Cost to total Income 11.83% 9.56% 8.75%
20 Cost / Revenue Ratio 82.41% 86.87% 86.53%
21 Net Income per staff 5.13 8.14 8.53
22 No of regular share holders 14668
15056
15284
23 Nominal Share holders 129
173
238
24 Earning per share 132.00
127.00
133.38
25 Term Deposits / Total Deposits 73.68%
77.20%
76.01%
26 Investment Dep. Reserve 382.74
382.74
382.74
27 Adance to Directors (FDOD) 5.50
5.40
0.05
28 Housing Loan 1162.88
1101.92
1122.41
29 NPA Provision 661.93
706.93
749.68
  Required Provision 126.71
103.71
104.64
  Excess Provision 535.20
603.23
645.04