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        (Rs. in Lakhs)
Sr. Particulars
31.03.2022
31.03.2023
31.03.2024
1
 Capital 199.73 208.03 223.89
2
 Reserves 4379.35 5277.13 5577.22
3
 Net Worth 2791.47 3843.86 4099.64
4
 Working Capital 31049.99 31477.71 33096.88
5
 Net Profit 395.00 750.00 437.00
6
 Provision for Standard Assets 73.15 83.23 88.30
7
 Total Deposits 27417.00 26329.65 27524.65
Decrease / Increase (%) -3.97% 4.54%
8
 Total Advances 12569.24 14050.45 16754.38
Decrease / Increase (%) 11.78% 19.24%
9
 Credit / Deposit Ratio 45.84% 53.36% 60.87%
10
 Total Investments 16427.51 13114.03 14462.57
11
 SLR Investments 12402.55 10608.01 9194.1
% of Total Investments 75.50% 80.89% 63.57%
12
 Average cost of funds 4.57% 4.14% 4.90%
13
 Average cost of Deposits 5.21% 4.73% 4.88%
14
 Average yield on Advances 6.85% 7.57% 9.23%
15
 Business per Employee 1249.57 1392.42 1428.36
16
 Gross NPA 70.97 67.08 59.47
% of Gross Advances 0.56% 0.47% 0.35%
17
 Capital Adequacy Ratio 18.29% 19.95% 19.36%
18
 Staff Cost to total Income 10.21% 9.44% 9.87%
19
 Cost / Revenue Ratio 83.46% 72.50% 85.59%
20
 Net Income per staff 12.34% 25.86% 14.10%
21
 No of regular share holders 15446 15678 15877
22
 Nominal Share holders 330 496 695
23
 Earning per share 197.77 360.52 260.96
24
 Term Deposits / Total Deposits 73.74% 69.21% 69.03%
25
 Investment Dep. Reserve 200 290 177.3
26
 Adance to Directors (FDOD) 0.29 13.14 21.06
27
 Housing Loan 1142.61 1903.05 2137.18
28
 NPA Provision 793.18 852.43 958.27
Required Provision 70.97 67.08 59.47
Excess Provision 722.21 785.35 898.8