THE VALLABH VIDYANAGR COMMERCIAL CO-OP. BANK LTD

Sr. No	Particular	31-03-2016	31-03-2017	31-03-2018
1	Capital	200.67	194.47	199.98
2	Reserves	2595.21	2702.63	2755.52
3	Net Worth	1806.63	1938.8	2018.68
4	Working Capital	16830	18827.25	20986.05
5	Provision for Standard Assats	32.93	42.5	56.10
6	Total Deposits	13643.63	16279.64	18285.06
	Decrease / Increase (%)	11.78%	19.32%	12.32%
7	Total Advances	7623.32	9599.21	12511.24
	Decrease / Increase (%)	15.31%	25.92%	30.34%
8	Priority Sector Advances	4648.11	6038.00	7602.14
	% of Total Advances	60.97%	62.90%	60.76%
9	Credit / Deposit Ratio	55.87%	58.96%	68.42%
10	Total Investments	7030.24	7183.86	7093.79
11	Business per Employee	686.03	784.21	832.33
12	Gross NPA	165.59	140.78	140.67
	% of Gross Advances	2.17%	1.47%	1.12%
13	Capital Adequacy Ratio	16.74%	14.59%	13.30%
14	Net Income per staff	3.13	3.09	4.05
15	Earning per share	48.34	50.91	75.00
16	Investment Dep. Reserve	413.70	406.29	368.23
17	NPA Provision	610.03	624.58	639.43
	Required Provision	165.59	140.78	140.67
	Excess Provision	444.44	483.80	498.76